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  3. Randolph Rowe

Randolph Rowe

Experienced content writer

Maharashtra, India |
Minimum Rate: Rs.1 / hour

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ABOUT
USER NAME:
princerowe
Last Signed in: 24 Sep, 2018
GENDER:
Male
MEMBER SINCE:
December, 2015
EXPERIENCE:
34 Year

INTRODUCTION:

From school magazines to college magazines, debating competitions, winning essay writing competitions and my current avatar as a content writer, spoken and written English have been a significant part of my life story. The fact that English is my mother tongue has doubtless contributed to the felicity with which I am able to produce articles that are grammatically correct and also select the appropriate vocabulary suitable for the audience. An eye for detail helps me to ensure proper punctuation and that the content is free of spelling errors. My long time passion for reading has equipped me to write about almost any subject under the sun. My interests range from finance and banking to sports, food, literature, beer and wines, films, music, renewable energy, pets, tourism, et al. Unwavering commitment to the task to be accomplished, originality, and adherence to client instructions are the hallmark of my approach to work. You can e-mail me at [email protected] Post-retirement I have taught spoken English as a volunteer of Teach India and for compensation as an employee of a private institute. I have also worked as a content writer for a company with clients in the USA and Australia. I have excellent written and verbal communication skills, impeccable ethical standards, knowledge transfer and mentoring ability, conflict resolution ability, time management skills, decision taking ability and the ability to act as a friend, philosopher and guide. My qualities include large reserves of personal energy, all round knowledge of the financial sector, excellent negotiation skills, ability to perform excellently on a consistent basis, ability to meet deadlines without compromising on the quality of output and to perform at the acme of excellence even in situations of extreme pressure I would bring with me the wealth of 34 years of banking experience in Industrial Development Bank of India and Small Industries Development Bank of India. I have all round experience having worked in all operating departments and also have ample field level experience having spent several years at branch, regional and zonal offices. I have abundant experience in balance sheet analysis, credit assessment, credit management, credit monitoring, recovery management, etc. in project financing, working capital assessments, bills discounting, LCs, guarantees, micro credit, etc. My specific skills are described below. 1. CREDIT Discovery of business opportunities, conversion of enquiries into business, high quality customer selection, dispassionate credit assessment, an eye for detail, knowledge of the financial sector, comprehensive knowledge of Bank’s systems, procedures, practices and guidelines, rigorous adherence to transparency and governance standards, exceeding customer expectations, early identification of stress in accounts, curative approach to delinquent accounts, measured aggression for intransigent customers, excellent negotiation skills, etc. 2. OPERATIONS Demonstrated strengths in the entire gamut of operations from credit assessment and sanction to documentation, security creation, pre disbursement compliance controls, post disbursement supervision, account follow up and monitoring, recovery and NPA management upto closure of the account. Knowledgeable about the accounting aspects of credit activities and also in general. 3. MARKETING Excellent communication skills in English and effective communication skills in Hindi and Marathi, enjoy group and one-to-one interactions, good at inter personal relations, have the ability to empathize with customer needs, leading the team from the front, exploiting new and viable business opportunities, adopting business positive approach for achievement of targets, benchmark performance against competition by analyzing competition activities; training/equipping the team with requisite product knowledge, effectively involving the team in cross selling, computer literate-confident with Microsoft


OCCUPATION:
Former banker

EMPLOYMENT:

Industrial Development Bank of India

Clerk Grade II
1978 - 1979

Industrial Development Bank of India

Clerk Grade I
1979 - 1982

Industrial Development Bank of India

Assistant Manager
1982 - 1988

Industrial Development Bank of India

Manager
1988 - 1990

Small Industries Development Bank of India

Manager
1990 - 1992

Small Industries Development Bank of India

Assistant General Manager
1992 - 1996

Small Industries Development Bank of India

Deputy General Manager
1996 - 2003

Small Industries Development Bank of India

General Manager
2003 - 2012

EDUCATION:

Bombay University

Bachelor of Commerce
1977 - Present

Indian Institute of Bankers

CAIIB
1979 - Present
View Employment and Education Details Hide
PORTFOLIO
No Portfolio Added
WORK HISTORY
Wanted Articles
Dec 30, 2015
Rs.3,000
Working
0.0 No Comment Added..
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SKILLS
Academic Writing
9
Content Writing
9
English
10
Grammar
10
Financial Writing
9
Editing
10
Feature Writing
9
Article Writing
9
Business Writing
8

OVERVIEW

EARNING:
Total  Rs.3,000
Per Client   Rs.3,000
CLIENTS:
Total 1

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